The Claim Advantage

Curious about navigating homeowners insurance with confidence?

Dive into our library of free resources and guides designed to help you make informed decisions, avoid common pitfalls, and maximize your claim potential.

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Expert Guidance:

Benefit from the insider knowledge of Shawn Cooley, ensuring your insurance strategy is optimized for maximum savings.

Digital Excellence:

Our digital products redefine the insurance landscape, providing you with unparalleled convenience and security.

Claim Confidence:

Navigate claims with ease. We empower you to handle claims efficiently, minimizing stress during challenging times.

Is it worth filing a claim? 5 Step Checklist

Navigate the world of Home Owners Insurance like a pro. Our free guide reveals actionable hacks to unlock substantial savings on your insurance premiums.

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Meet Your HOI Guide

With 25 years in the claims industry, from frontline adjuster for all types of losses to claims management, Shawn Cooley has seen it all—what gets paid out at the beginning of a claim and what is paid out at the end. As the driving force behind HOIGuide.com, Shawn is more than an insurance consultant; he's a seasoned expert dedicated to transforming the way you safeguard your home.

With a background deeply rooted in Home Owners Insurance, Shawn brings a wealth of knowledge and a passion for empowering individuals to navigate the insurance landscape with confidence. His expertise goes beyond conventional practices, offering clients a unique blend of insider insights, strategic planning, and digital innovation. From setting up policies that align with your lifestyle to guiding you through seamless claim processes, Shawn Cooley is your trusted partner in securing what matters most.

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"After working in the insurance world for nearly a decade, one thing is certain, this is an everchanging and complex environment. Shawn Cooley is an individual that is realistic, down to earth and extremely knowledgeable when to comes to insurance claims, policies and how to ensure the coverage you pay for is the coverage applied. Shawn’s ability to clearly articulate his wealth of knowledge removes the obfuscation, “legal garble” for which most policy holders can not comprehend. Even as an adjuster, Shawn has facilitated my role to help write estimates on which many settlement decisions have been made. This sincere praise has been earned by numerous experiences for which Shawn has provided clear, concise and helpful guidance in a foreign situation. Whether this be your first claim has a homeowner, your third claim this year, or simply want someone to give you an insight perspective, I would highly recommend Shawn as a valuable resource."
- Ty Hight,  Independent Insurance Adjuster 

Feel Good Knowing

Your Home & Wallet are Protected.

Our students can save anywhere from $1,000 - $10,000 on their Home-Owners Insurance.
Handle your claim like a pro with expert guidance for maximum payout.

Have HOI Questions? We Have Answers.

Navigating Home Owners Insurance Made Simple: Your Queries, Our Expertise.